Dividend Monsters Flowchart to Early Retirement Postcard

A Dividend Monster is a safe, solid, dividend paying stock that will make you rich if you are patient. It is stock in a good company bought at a low price that will pay you dividends no matter what. Simply use The Flowchart to decide if your stock is a Monster worth adding to your portfolio or whether it belongs in the garbage. Did you know a share of bought in 1919 with dividends reinvested would be worth over 10 million dollars today despite wars, a depression, recessions, nuclear arm races, a missle crisis, Y2K, housing bubbles, and numerous stock market crashes! Let's face it...the market will either go up, down, or sideways. Investing is not as complicated as money managers want you to believe. Dividends tell us how a company is really doing regardless of what the stock market is doing. Since you probably don't go golfing with the CFO and board members on the weekend, dividends are the only accurate way for a company to speak to us. If a company cuts the dividend something is wrong. Conversely if a company has been increasing dividends consecutively for many years something is right. The Flowchart above has helped me turn my finances around in less than 4 years by using the Keep it Simple Stupid (KISS) approach to investing.